The Roth Calculator below helps you determine whether you end up with more retirement income using a Roth IRA or 401(k). Or using a traditional IRA … [Read more...] about Roth Calculator
Search Results for: roth
Backdoor Roth IRAs Really a Smart Idea?
Maybe the last ten individual tax returns I’ve signed? They all included a backdoor Roth IRA. That got me thinking: How much tax do you really save … [Read more...] about Backdoor Roth IRAs Really a Smart Idea?
Ten Best Roth Alternatives
All the talk about tax law changes, including changes to the Roth rules and then the prospect of higher tax rates for some, seems to be jacking … [Read more...] about Ten Best Roth Alternatives
The Only Times You Should use a Roth-style Account
In a couple of recent blog posts (see here and here), I've trash-talked the option of using Roth-IRA and Roth-401(k) accounts. And that … [Read more...] about The Only Times You Should use a Roth-style Account
Worst-case Scenarios for Roth-style Accounts
In my last blog post, I argued that Roth-IRAs and Roth-401(k)s don’t actually save most people money. That argument boils down to a single point: A … [Read more...] about Worst-case Scenarios for Roth-style Accounts
Are Roth-IRAs and Roth-401(k)s Really a Good Deal?
You probably know the attraction of a Roth-IRA or Roth-401(k), right? Unlike a regular retirement account, you can withdraw money from a Roth-style … [Read more...] about Are Roth-IRAs and Roth-401(k)s Really a Good Deal?
Trump Savings Accounts – Free Money from the Government
Child focused tax benefits have taken on many forms over the years. We've had child tax credits, dependent care credits, education credits, 529 … [Read more...] about Trump Savings Accounts – Free Money from the Government
The Washington Estate Tax Income in Respect of Decedent Problem
Washington state’s estate tax hits only a small percentage of the state’s decedents. (The threshold for paying tax is $3,000,000, and though the data … [Read more...] about The Washington Estate Tax Income in Respect of Decedent Problem
Using ChatGPT in a Small Business
I’ve been learning about artificial intelligence, or AI, over about the last year or year and a half. Most days, and this is a little embarrassing, … [Read more...] about Using ChatGPT in a Small Business
Section 199A(i) Fiscal Year Change Extends Deduction
A short, technical post: You can possibly use a fiscal year and even a fiscal year change to get one additional year of Section 199A deduction. Even … [Read more...] about Section 199A(i) Fiscal Year Change Extends Deduction