The Thirteen Word Retirement Plan, which is a free monograph Steve wrote, provides a simple roadmap for joining the top ten percent of retirees.
You can download your copy of the free monograph by clicking this button. By the way, yes, I know the button says you will need to “purchase” the monograph. But you don’t actually pay money. The purchase price is $0.
What Bernstein, Bogle, Dahle and Larimore Said
By the way… I asked a handful of financial writers and investment practitioners–including William Bernstein, John Bogle, James Dahle, and Taylor Larimore–to read this short book.
Here’s my alphabetical list of who said what.
“…If you’re looking for a concise, well-written, and stone-simple guide to saving for retirement, look no further than Steve Nelson’s fine booklet. This one small package contains all you’ll ever need to know; read, enjoy, and profit. Plus, you’ll sleep better, both before and after you retire.” — William Bernstein, MD, Best-selling author, investment adviser and physician
“…I agree with you on the importance of simplicity in investing (and in life!)… ” — John C. Bogle, Vanguard Group founder
“…excellent advice… surprising depth… not what you would expect in such a short piece aimed at rookie investors….” — James Dahle, MD, Publisher White Coat Investor “super blog”, author, and physician
“… I enjoyed reading your book. It echoes my favorite theme, “Simplicity.” You have done an excellent job!” — Taylor Larimore, Best-selling author, co-founder Bogleheads online forum
Note that Mr. Bogle, to my knowledge, never got chance to read the book. (He warned me in our email correspondence about the book that he had a long reading list!) But as one of my financial heroes, I wanted to acknowledge his personal encouragement concerning the theme of financial simplicity.
Need the Free Companion Excel Workbook?
You can use this link (13WordRetirementPlan) to download the Excel workbook that proves a handful of key calculations discussed in the book, such as how much savings a person accumulates by using an IRA or 401(k) plan, what impact high or even average investment expenses have on a person’s savings, and how a decade of poor returns may not matter much of a second and third decade of returns look more like history.