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personal finance

Are Houses Investments?

August 5, 2019 By Stephen Nelson CPA

Couple standing with real estate agent selling them a home

I got into a friendly argument with another financial writer recently. I said houses count as investments. He said houses didn’t count. We chatted … [Read more...] about Are Houses Investments?

Filed Under: personal finance, real estate

A Dozen Reasons for Direct Real Estate Investment

July 8, 2019 By Stephen Nelson CPA

Okay, I am not a direct real estate investment fanatic. Absolutely not. Further, I get that direct real estate investment burdens investors with … [Read more...] about A Dozen Reasons for Direct Real Estate Investment

Filed Under: investment, personal finance, real estate

What Lifetime Earnings Data Says About College Majors and Graduate Degrees

June 24, 2019 By Stephen Nelson CPA

In a few weeks, students will start or return to college and register for classes. Given this, I thought it’d be a good time to follow-up on last … [Read more...] about What Lifetime Earnings Data Says About College Majors and Graduate Degrees

Filed Under: personal finance

Rate of Return of Everything Line Charts

June 24, 2019 By Stephen Nelson CPA

About a year and a half ago, a group of researchers published a study that summarized rates of return on equities, housing and bonds for 16 countries … [Read more...] about Rate of Return of Everything Line Charts

Filed Under: investment, personal finance

Lifetime Earnings Top One Percent Surprise

May 15, 2019 By Stephen Nelson CPA

I encountered some pretty interesting data recently. The lifetime earnings of the top one percent, top five percent and top ten percent. A surprise … [Read more...] about Lifetime Earnings Top One Percent Surprise

Filed Under: investment, personal finance, retirement, Strategy

The Illusions of Entrepreneurship Professors

April 15, 2019 By Stephen Nelson CPA

Picture of professor in front of students

Late last year, I posted a couple of essays that defended Thomas Stanley’s Millionaire Next Door theory: Defending the Millionaire Next Door Theory … [Read more...] about The Illusions of Entrepreneurship Professors

Filed Under: New business, personal finance

The 50-something Entrepreneur’s Last-minute Retirement Plan

April 1, 2019 By Stephen Nelson CPA

Picture of a worried businessman at the office

Recently, a friend (not a client) asked about getting started with a retirement plan. The awkward part of the question? Though successful in his … [Read more...] about The 50-something Entrepreneur’s Last-minute Retirement Plan

Filed Under: personal finance, retirement

The Millionaire Next Door Business Plan

December 3, 2018 By Stephen Nelson CPA

Last week, after reading the newest book in the “Millionaire Next Door” series, I critiqued the critics. More specifically, I pointed out how the … [Read more...] about The Millionaire Next Door Business Plan

Filed Under: New business, personal finance

Defending “Millionaire Next Door” Theory: What Stanley’s Critics Got Wrong

November 26, 2018 By Stephen Nelson CPA

Pile of banknotes of one hundred dollars. Selective focus. Closeup. Background.

I recently read The Next Millionaire Next Door, the latest book in the “Millionaire Next Door” series started by Thomas Stanley and William Danko more … [Read more...] about Defending “Millionaire Next Door” Theory: What Stanley’s Critics Got Wrong

Filed Under: New business, personal finance

Section 199A Rental Property Trade or Business Definition

September 17, 2018 By Stephen Nelson CPA

Even small investors should benefit from the Section 199A rental property deduction.

Section 199A potentially gives real estate investors a deduction equal to 20% of their rental income. Some real estate investor with, say, $100,000 … [Read more...] about Section 199A Rental Property Trade or Business Definition

Filed Under: individual income taxes, investment, personal finance, real estate, Section 199A

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Featured Posts

Trump Savings Accounts provide a slick way for parents to save money for kids.

Trump Savings Accounts – Free Money from the Government

Child focused tax benefits have taken on many forms over the years.  We've had child tax credits, dependent care credits, education credits, 529 … [Read More...] about Trump Savings Accounts – Free Money from the Government

Combine Section 1031 like-kind exchanges with Section 168(k) bonus depreciation to create large deductions.

Bonus Depreciation and 1031 Exchanges: A Hidden Opportunity

Real estate investors know about bonus depreciation. They also know about 1031 like-kind exchanges. But not everyone realizes that the two rules can … [Read More...] about Bonus Depreciation and 1031 Exchanges: A Hidden Opportunity

100% bonus depreciation creates new opportunities for investors and entrepreneurs

The Section 168(k) Bonus Depreciation Purchased Requirement

You can get 100% bonus depreciation on tangible personal property assets you purchase and place into service after January 19, 2025. That seems … [Read More...] about The Section 168(k) Bonus Depreciation Purchased Requirement

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