Microsoft Excel makes it pretty easy for you to build a stock market Monte Carlo simulation spreadsheet. No, sorry, this spreadsheet won’t let you … [Read more...] about Stock Market Monte Carlo Simulation Spreadsheet
Myth of the Long Run Stock Market Return Chart
Last week, I blogged about the unreliability of long run stock market returns. And to provide an angle, I talked about and around the long run stock … [Read more...] about Myth of the Long Run Stock Market Return Chart
Unreliability of Long Run Stock Market Returns
A myth about long run stock market returns exists. A powerful, but maybe dangerous, myth. That myth goes like this: Over the long run, because … [Read more...] about Unreliability of Long Run Stock Market Returns
Bogleheads Investment Philosophy Flaws: Problems with a Popular Approach
This week's blog post discusses five flaws I see in the Bogleheads investment philosophy. Two are pretty significant, I think. The other three … [Read more...] about Bogleheads Investment Philosophy Flaws: Problems with a Popular Approach
Counting Real Estate Professional Hours
In a couple of discussions last week—one with an IRS agent and one with another CPA—it became clear to me that real estate investors often struggle … [Read more...] about Counting Real Estate Professional Hours
Why File Out of State Tax Returns
Can we talk about something that’s a little bit awkward for small business owners? Specifically, can we discuss the “why file out of state tax … [Read more...] about Why File Out of State Tax Returns
Small Business Profitability: From Terrible to Great?
I've been binge-watching David Rubenstein's excellent TV show where he interviews news makers. And let me say that if you haven't seen the show, check … [Read more...] about Small Business Profitability: From Terrible to Great?
Portfolio Leverage Modeling with cFIREsim and FIRECalc
I’m slightly hesitant to talk about modeling portfolio leverage. The topic, in terms of personal safety, sort of resembles a discussion about how to … [Read more...] about Portfolio Leverage Modeling with cFIREsim and FIRECalc
Financially Independent Retired Early: Flaws with Philosophy?
Okay, an important first stipulation. I totally understand the allure of the financially independent retired early strategy. Further, I totally … [Read more...] about Financially Independent Retired Early: Flaws with Philosophy?
Quick and Easy Small Business Fringe Benefits
Need a small business fringe benefits package to attract and retain good employees? Hey, me too. But it’s tough, right? We small business owners … [Read more...] about Quick and Easy Small Business Fringe Benefits