If you’re a real estate investor, you’ve probably already wondered whether you get a real estate investor Sec. 199A deduction. (You maybe do.) And … [Read more...] about The Real Estate Investor Sec. 199A Deduction
personal finance
IRS Wealth Statistics Paint Fascinating Picture of Top One Percent
IRS wealth statistics paint a fascinating picture of the wealthiest Americans—but oddly a picture that diverges from what the mainstream media … [Read more...] about IRS Wealth Statistics Paint Fascinating Picture of Top One Percent
Retirement Spending and Joint Life Expectancy
Last summer, vacationing in the San Juan Islands, I read the hauntingly beautiful book, The Curve of Time. Written by M. Wylie Blanchet, the book … [Read more...] about Retirement Spending and Joint Life Expectancy
Bump Your Safe Withdrawal Rate
Are you near retirement? Are you realizing you want or need to bump your safe withdrawal rate? In other words, rather than going with the standard … [Read more...] about Bump Your Safe Withdrawal Rate
Small Business Entrepreneur Route to Financial Independence
This post talks about reasons to avoid the small business entrepreneur route to financial independence. I want to talk about this topic because … [Read more...] about Small Business Entrepreneur Route to Financial Independence
Stock Market Monte Carlo Simulation Spreadsheet
Microsoft Excel makes it pretty easy for you to build a stock market Monte Carlo simulation spreadsheet. No, sorry, this spreadsheet won’t let you … [Read more...] about Stock Market Monte Carlo Simulation Spreadsheet
Myth of the Long Run Stock Market Return Chart
Last week, I blogged about the unreliability of long run stock market returns. And to provide an angle, I talked about and around the long run stock … [Read more...] about Myth of the Long Run Stock Market Return Chart
Portfolio Leverage Modeling with cFIREsim and FIRECalc
I’m slightly hesitant to talk about modeling portfolio leverage. The topic, in terms of personal safety, sort of resembles a discussion about how to … [Read more...] about Portfolio Leverage Modeling with cFIREsim and FIRECalc
Financially Independent Retired Early: Flaws with Philosophy?
Okay, an important first stipulation. I totally understand the allure of the financially independent retired early strategy. Further, I totally … [Read more...] about Financially Independent Retired Early: Flaws with Philosophy?
The Average Retirement Savings Return
Buried at the heart of every personal financial plan is a critical percentage: an average retirement savings return estimate. And that leads to … [Read more...] about The Average Retirement Savings Return